Personal Accident Plans
 


BENEFIT D

ADDITIONAL MEDICAL EXPENSES REIMBURSEMENT FOR PLASTIC OR COSMETIC SURGERY

future When Injury necessitates plastic or cosmetic surgery the company shall reimburse the actual expenses incurred for such surgery up to a maximum.

Maximum Amount.................................................... Rs. 50,000 per accident


Total Premium per unit of coverage.................. Rs. 1,248

EXCLUSIONS
The Policy does not cover any loss or expenses caused by or resulting from:

1- Intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane;

2- War, invasion, act of foreign enemy, hostilities or war like operations (weather war be declared or not), mutiny, riot, civil, commotion, strike civil war, rebellion, revolution, insurrection; terrorism act; assault, murder, shelling, sniping , ambushes, and all act similar nature; or any period Named Insured is serving in the Armed Forces of any country, whether in peaces or war;

3- Congenital anomalies and conditions arising out or of resulting there from;

4- Any claim cause by an opportunistic infection an malignant neoplasm, or any other sickness condition, if, at e time or the claim, the Insure had been diagnosed as having AIDS (Acquired Immune Deficiency Syndrone thdrome), ARC (AIDS Related Complex or having an antibody positive blood test to HIV (Human Immune Virus);

5- Per-existing conditions;

6- Bacterial infections (except polygenic infections which shall occour through an accidental cut or wound) or any oher kind of disease;

7- Any bodily injury which shall result in hernia;

8- Volation or attempted violation by law or resistance to arrest;

9- Participating in competitions, race, or contests; riving or riding as a passenger in or on (a) any vehicle engage in any race, speed test or insurance test; or (b) any vehicle being use for acrobatic or stunt driving.

10- Loss or Injury incurred in Iqra and Afghanistan.
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