Personal Accident Plans
 

Personal Accident Plans
My Child

SHEDULE OF BENEFITS

Benefits
v
Amount of Cover
Benefits A
Dismemberment, Loss of Sight and Hearing Indemnity
Rs. 500,000
Benefits B
Double Indemnity for Dismemberment, Loss of Sight and Hearing Indemnity during School Time
Rs. 1,000,000
Benefits C
Accident Medical Expenses Reimbursement per accident while
Rs. 10,000
Benefits D
Double Accident Medical Expanse Reimbursement while confined in Intensive Care Unit (ICU)
Rs. 20,000
Benefits E
Monthly Catastrophe Cash Benefit (in case of Permanent Total Disability) for 240 months
Rs. 2,500
Benefits F
Daily Accident Hospital Income Benefit
Rs. 300
Benefits G
Double Indemnity Daily Accident Hospital Income Benefit while confined in Intensive Care Unit (ICU)
Rs. 600
Benefits H
Educational Allowance to the child (for 10 years in case of Owner's Accidental Death or Permanent Total Disability)
Rs. 50,000/year
Benefits I
Waiver of Premium(The Premium shown below while be waved in case of Accidental or Permanent Total Disability of the Owner
Rs. Included
                       PREMIUM PER UNIT                                                                               Rs. 1,855

EXCEPTIONS

Cancer is a leading cause of death worldwide.

This Policy does not cover any loss or expenses caused by or resulting from:

1- Intentionally self-inflicted injury, suicide or any attetmpt there at while sane or insane;

2- War, invasion, act of foreign enemy, hostilities or war-like operations (whether war be declared or not), mutiny, riot, civil commotion, strike, civil war, rebellion, revolution, terrorism act, murder, assault, shelling, sniping, ambushes, and all acts of similar nature; or any period the Insured/ Owner is serving in the Armed Forces of any country, whether in peace or war;

3- Any claim, if at the time of claim, the Owner Insured had been diagnosed as having AIDS (Acquired Immune Deficiency Syndrome), ARC (AIDS Related Complex) or having any positive antibody blood test to HIV Human Immune Virus);

4- Congenital anomalies and conditions arising out of or resulting there from;

5- Pregnancy, miscarriage, childbirth,

6- Any Bodily Injury which shall result in hernia;
                                       &