The Circles of Protection Plan is a Personal Accident and Health policy with five basic benefits. Each benefit is called a Circle of Protection, The plans and their benefits are as follows:

COP 1: Accidental Death & Dismemberment, Permanent Total Disability due to    Accident 

COP 2: Accident Weekly Disability Income 

COP 3: Accident Medical Expense Reimbursement 

COP 4: In-Hospital Income Benefit due to accident or sickness 

COP 5: Lifetime Income Plan