Provides comprehensive accidental and sickness coverage for the entire family. Coverage’s include:Circle One: In case of accidental death, dismemberment or total permanent disability. (AD&D, PTD) ofany or all insured’s a lump sum payment will be given to the beneficiaries
Circle Two: provides accidental weekly indemnity in case of temporary disability (AWI) and this benefit is payable up to one hundred and four (104) weeks.
Circle Three: In case of accidental injuries accidental medical reimbursement (AMR) benefit will pay the actual cost for treatment for accidents.
Circle Four: Accident & Sickness in Hospitalup to a maximum as per policy terms Weekly income pays a fixed amount per week up to fifty-two (52) weeks in case of hospitalization (IHI) due to either an accident or a sickness. You can avail up to Rs.42,000 of coverage per week.
Circle Five: Lifetime Income (LTI) provides a monthly annuity for lifetime and guaranteed for twenty (20) years. This benefit is only available with ALICO Pakistan Pakistan and is the only product which provides a salary continuation plan in case of accidental death or dismemberment of the insured.
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24
HOUR YEAR ROUND ACCIDENT PROTECTION |
Benefit Amount & Class in
Rs. '000;s |
Proposed
Insurance |
Premium
age 18-59 |
Dependents
Each Child Age 1-19 |
AD
& D, PTD |
AD
& D, PTD |
Rs.500 |
A
B
C
D |
875
1,050
1,300
1,650 |
625
|
Rs.1,000 |
A
B
C
D |
1,750
2,100
2,600
3,300
|
|
Rs1,.500 |
A
B
C
D |
2,625
3,150
3,900
4,950
|
|
Rs.2000 |
A
B
C
D |
3,500
4,200
5,200
6,600
|
|
Rs2,.500 |
A
B
C
D |
4,375
5,250
6,500
8.250
|
|
Rs3000 |
A
B
C
D |
5,250
6,300
7,800
9,900
|
|
Rs.3,500 |
A
B
C
D |
6,125
7,350
9,100
11,550
|
|
Rs.4,000 |
A
B
C
D |
7,000
8,400
10,400
13,200
|
|
Rs.5,000 |
A
B
C
D |
8,750
10,500
13,000
16,500
|
|
Rs.6,000 |
A
B
C
D |
10,500
12,600
15,600
19,800
|
|
Premium
Rates
per 1000
Age 60-64 |
A
B
C
D |
2.60
3.05
3.70
4.65
|
|
| Renewable
age 70 to 75 at 50% |
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